Ah, Valentine’s Day is near, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one – or to give it as a gift….

When choosing auto insurance, you want complete coverage for the best price. There’s a lot to think about when choosing auto insurance. In some states, to license your car you must carry liability coverage for damages incurred by others if you cause an accident, or no-fault coverage to pay…

We love it here , but summertime is the time for getting away! And whether your escape is by air, land or sea, Thomas Insurance Advisors, LLC can help ensure you are covered. Just because you’re on vacation, though, doesn’t mean you can…

Whether you own a Jet Ski, a small ski boat, fishing boat, or a 26-foot cruiser, knowing that you’re covered by the right insurance should give you the peace of mind to relax and enjoy every minute on places like Missouri River and Mississippi River. What We Insure We represent insurance companies that…

Buying, selling or insuring a boat in Saint Louis or Chesterfield? First you’ll need to know how much your boat and/or motor is worth. Here are a few popular pricing guides as references. NADA BUC Also, you can check out the prices on boats similar to yours using these sites: IBoats Boats.com Boat…

Insuring a condominium in Missouri is different than insuring a home. And the biggest difference is knowing where your responsibilities begin and end. That’s why it really pays to work with a knowledgeable insurance agent like Thomas Insurance Advisors, LLC. Read on, or call us at 636-535-2229….

Your home may be worth as much or more than your retirement account. As a result, it makes sense to track your home insurance as carefully as you do your 401k. Getting Started with Thomas Insurance Advisors If you haven’t checked in recently, you might consider contacting Thomas Insurance Advisors, LLC at…

What’s the secret to selecting the right amount of insurance coverage? Simple – the more information you provide, the easier Thomas Insurance Advisors can create a homeowner’s policy that’s right for you. Homeowners Insurance From Thomas Insurance Advisors Is Here to Protect You…

Almost anywhere it rains, it can flood. Even if you live in an area of that you think isn’t at risk, preparation is just as critical as with other types of emergencies. Before we get into how you can prevent, limit or react to flooding, it’s important to note that flood damage is…

When purchasing a trailer in Missouri or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft. Trailers come with closed or open frames. Closed frames help protect the…

You’ll no doubt hear the phrase “Happy Holidays!” about a thousand times over the next month or two. Here at Thomas Insurance Advisors, LLC, we’d like to change that a little bit: “Happy – and Safe – Holidays!” While the holidays certainly bring cheer here in…

It’s a night full of treats for both kids and adults in Saint Louis and Chesterfield. But a number of factors – including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door – mean that Halloween in Missouri can have some tricks up its…

For many of our neighbors in Saint Louis and Chesterfield, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for injuries from lawn and garden tools, according to the U.S….

Whether you live in Missouri, or elsewhere, hail storms don’t last long, but they pack a real punch. Every year, hail causes nearly $1 billion in damages, mostly to repair roofs and cars. A single series of evening storms in North Texas in May of 2011 caused an estimated $200 million…

To stay safe on Saint Louis and Chesterfield streets, you need the right skills to control your ride, and the best safety equipment for just-in-case. Thomas Insurance Advisors, LLC cares about your safety – so keep these helpful tips in mind when you ride: When You Ride{regional_designations:cond}, whether it’s in…

Being on the water in your boat can be a real joy on places like Missouri River and Mississippi River, but it pays to know what to do if you’re involved in an accident in Missouri, or if something happens to your personal watercraft (PWC) when it’s on shore. A capsized PWC may take on water,…

At Thomas Insurance Advisors, LLC we recognize one of the fastest growing American pastimes is recreational boating. While many boaters cruise in sailboats and powerboats, personal watercraft (PWC) have become a popular way to enjoy the water too. Recreational boaters use them as tenders on larger boats, to…

In most places in the United States, Sunday, March 13, 2011, is Daylight Saving, when clocks are moved forward one hour. Regardless of whether Daylight Saving Time is recognized where you live, we here at Thomas Insurance Advisors, LLC want to suggest it’s still a great time to improve your…

Avoid any delays and unexpected problems when you take your recreational vehicle or motorhome out for what should be a relaxing trip from Saint Louis or Chesterfield. Follow some of our suggestions below, and consider investing in some maintenance and safety classes to help ensure happy travels across…

Your Identity Belongs to You. Some Suggestions From Thomas Insurance Advisors, LLC to Help Protect It. One smart and effective way to protect yourself against identity theft is to prevent it. If your identity is stolen, you’ll be…

Believe it or not, every state in the U.S. has some degree of risk from earthquakes, including Missouri. If you live in an area susceptible to earthquakes, make sure you speak with Thomas Insurance Advisors, LLC in order to determine whether you are covered, or if you should purchase separate earthquake…

If the unthinkable happens, we here at Thomas Insurance Advisors, LLC understand that your most valuable assets are more than just items on a balance sheet. That information is critical during a time of catastrophe. Sites to Check Out The following sites are additional resources to assist with preparing for…

Simple steps can lead to savings in your pocket. Spending less money is much easier than perfecting your tight turns at high speeds on a gravel road. Take a look at some simple ways to lower your motorcycle insurance costs for Missouri, riders like you. Ride More. Worry…

Insurance might be a necessity, but spending lots of money on it isn’t. We here at Thomas Insurance Advisors know that you’d rather be mapping out your next destination instead of worrying about your bank balance, so read our recommendations below and start saving. If you live in…

How much you pay for insurance depends on many factors. Following the suggestions below may help you lower the cost of your classic car or collector vehicle insurance at Thomas Insurance Advisors, LLC in Missouri. Before you buy If you’re thinking of buying a classic car or antique automobile, check…

Who doesn’t want to save money on homeowners insurance? For homeowners and renters in Saint Louis and Chesterfield – and elsewhere – you have options when it comes to lowering your home insurance costs. How You Can Lower Your…

Drivers ask the team at Thomas Insurance Advisors, LLC this more than just about anything else – how do you save money on auto insurance policies? There are a number of factors that go into determining the cost of your car insurance premiums, and Thomas Insurance Advisors has some helpful suggestions to help…

Boat Maintenance Tips for Missouri Proper maintenance can extend the life of your boat, reduce the need for costly repairs, and help ensure the safety of your passengers in Missouri. Clean and Care for Your Boat{regional_designations:cond}, whether it’s in…

Although they are often skippered by teens and young adults, boats are not toys. Both the craft and its operator must comply with all Federal and state requirements, no matter whether you live in Missouri or elsewhere. If you’re heading out on the water, {lakes:cond}whether it’s…

In most places in the United States, Sunday, March 11, 2012, is Daylight Saving, when clocks are moved forward one hour. We here at Thomas Insurance Advisors, LLC want to remind you it’s also a great time to improve your family’s safety. Be safe in your Saint Louis and Chesterfield home Health and safety agencies…

Of course, because spring is a time for new beginnings, cleaning and organization around the house are very popular this time of year. If you’re ready to tackle that monumental chore, read on for some helpful information. (And if you’re so tidy and organized throughout the year that…

With the days getting longer and the weather getting warmer, we here at Thomas Insurance Advisors, LLC are starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we’ve got you covered with tips to get you ready for the season. Get ready…

If you live or vacation where the weather gets cold and the snow starts falling, some people are content to cozy up next to the fire with a good book and concentrate on staying warm. For others, though, it’s time to get excited – because it’s time to break out the snowmobiles and…

Millions of Americans will do some traveling this holiday season – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in Saint Louis or headed to Chesterfield. At Thomas Insurance Advisors, LLC,…

First things first: If you’re a snowbird, and headed away from Saint Louis and Chesterfield this winter to a sunnier and warmer spot, you can move on to the next article. Just know that we here at Thomas Insurance Advisors, LLC wish you a safe journey – and that we’re all a little jealous. But no hard…

Drafty windows. Leaky faucets. Dirty air filters. All are common issues here in Missouri, and they’re not only annoying – they also cost you money in decreased energy efficiency and higher utility bills. Would you like to save $200 to $400 a year on your energy costs in…

Summer has ended, but there’s no need to fret here in Saint Louis and Chesterfield: Fall brings with it crisp, cool days, wonderful colors – and football season! It also brings some maintenance tasks Thomas Insurance Advisors, LLC recommends to help ensure your home is ready for fall and winter weather in…

Whether you’ve got a rowboat or a big cabin cruiser, we here at Thomas Insurance Advisors, LLC want to make sure you have the tips you need to keep your boat protected when it’s not in use. The first step in winterizing your boat after pulling it out of Missouri River or Mississippi River for the season,…

Just like hamburgers and hot dogs, a sizzling grill is a symbol of summer in Saint Louis and Chesterfield. And grilling isn’t just about great food. Backyard barbecues often create treasured memories with friends and family. Keep in mind, however, that when you grill, you’re literally playing with…

It’s happened. There’s water everywhere – in your walls, under your carpets and soaking into your belongings. Whether caused by a burst pipe, a broken water heater or Missouri River or Mississippi River flooding, there are things you can do immediately to salvage belongings and limit damage or loss. Here…

You don’t have to be directly hit by a tornado in Missouri to experience damage. Taking some time to prepare could save you thousands of dollars and hours of clean-up. Know What Your Insurance Covers and How Much You Need In an average year, 800 tornadoes are reported nationwide, but…

With Earth Day fast approaching, we here at Thomas Insurance Advisors, LLC thought it would be a good time to talk about preventative measures you can take to avoid harming the environment, in addition to carrying an insurance policy that provides coverage for fuel spills and pollution liability. Maintain a…