Car Insurance
Comprehensive (also known as Other Than Collision, or OTC) and Collision are two auto policy offerings that cover damage to your car. If you own your car outright, these are optional coverages. However, if you have a lease/loan on your vehicle, comprehensive and collision coverage may be required as a part of your lease/loan […]
https://www.dmv.org/insurance/how-auto-claims-affect-auto-insurance-rates.php Some drivers hesitate to file a claim with their car insurance company unless absolutely necessary because they fear that their rates will automatically increase. This is not always the case. Whether your car insurance rates go up and by how much depends on your car insurance company, the circumstances of the incident, and whether […]
Why do my auto insurance rates keep going up even though my car is getting older? At Thomas Insurance Advisors, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. […]
